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Options to Pay from an Account at Another Financial Institution

Text-Based Payment Options | Web-Based Payment Options | Pay by Phone | Payment Options for Free


Text-Based Payment Options

Paying your loan is now as easy as texting! With FBFCU Pay by Text, you can make loan payments of up to $2,000 from another financial institution—right from your phone. Simply enroll, receive a payment reminder, click the link, and you’re done!

We offer two ways to pay by text:

  • ACH (Bank Draft) – $2 fee, available for all loans except Credit Cards, Lines of Credit, and CUMA-serviced mortgages.

  • Debit Card – $10 fee, available for all loans except CUMA-serviced mortgages.

Web-Based Payment Options

We offer two convenient web-based options for making loan payments of up to $2,000: ACH (Bank Draft) and Debit Card. Both methods are ideal for one-time payments.

To get started, simply click one of the buttons below.


Make a One-Time Debit Card Payment by Phone

Pay up to $2,000 by calling 910-864-2232 or 800-793-2328. Select Option 2 and follow the prompts. A $10 convenience fee applies.

Have ready:

  • Your debit card number

  • Your account number

  • Your 4-digit loan ID (include leading zero, e.g., 0150)


Free Payment Options

While the options above are quick and convenient for one-time payments, we recommend setting up recurring automatic payments or choosing a no-fee payment option.

Click the button below to explore your options.