FACTS |
What does Fort Bragg Federal Credit Union do with your personal information? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
At Fort Bragg FCU, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by Fort Bragg FCU. This notice explains what types of member information we collect and under what circumstances we may share it. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number, and income When you are no longer our customer, we continue to share your information as described in this notice. |
How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Fort Bragg FCU chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Fort Bragg FCU share? |
Can you limit this sharing? |
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing purposes—to offer our products and services to you |
Yes | No |
For joint marketing with other financial companies |
Yes | No |
For our affiliates’ everyday business purposes—information about your transactions and experiences |
No | We don’t share |
For our affiliates’ everyday business purposes—information about your creditworthiness |
No | We don’t share |
For nonaffiliates to market to you |
No | We don’t share |
Questions? Call 866-793-5328, send us an e-mail at info@FortBraggFCU.org or write to us at:
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What we do |
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How does Fort Bragg FCU protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to those employees for whom access is appropriate. |
How does Fort Bragg FCU collect my personal information? |
We collect your personal information, for example, when you
• Open an account We also collect your personal information from others, including credit bureaus or other companies. |
Why can’t I limit all sharing? |
Federal law only gives you the right to limit information sharing as follows:
Sharing for affiliates’ everyday business purposes—information about your creditworthiness State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Fort Bragg FCU has no affiliates. |
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Fort Bragg FCU does not share with non-affiliates so they can market to you. |
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance companies, investment companies and direct marketing companies. |
Other Important Information |
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Notices and “Joint Relationships." Except where expressly required by applicable law, we will provide all notices to the person (member) listed first on any application, agreement or other relevant document with us. The notice will be mailed to the address noted for said person on the application, agreement or other document. If this person (member) has agreed to receive notices and disclosures electronically, then we can send all such notices and notifications, to the e-mail or Internet address provided by said person; or we shall post or otherwise give notice by posting a notice, providing a link or using such other electronic methods authorized under applicable laws and/or regulations. All joint owners, borrowers and guarantors agree to the receipt and sufficiency of any notice or notification sent according to this paragraph. |