CO-OP Shared Branching & ATMs
Convenience & the Credit Union Difference | CO-OP Surcharge-Free ATMs | CO-OP Shared Branching | CO-OP Shared Branch express | Member Responsibility
Convenience & the Credit Union Difference
Fort Bragg Federal Credit Union is always working to bring you the most convenient and friendliest service for your banking experience. We are proud to offer CO-OP Shared Branching and CO-OP ATMs! As a Fort Bragg Federal Credit Union member you can make transactions at over 5,000 credit union branches and use nearly 30,000 surcharge-free ATMs across the globe. Just look for the CO-OP logo at any branch or ATM. To find your nearest CO-OP branch or CO-OP ATM location click here.
Coming this May!
New ID Verification Process at Shared Branch Locations
We’re making it even safer — and just as easy — to access your account when you visit one of our Shared Branch locations!
To better protect your information, we’ve introduced a quick and secure ID verification process:
Scan the QR Code
Locate and scan the QR code posted in the branch. You can also begin by visiting verify.coop.org.Select Fort Bragg Federal Credit Union
Choose us from the list of participating financial institutions.Answer a Few Quick Questions
Provide some simple information to verify your identity.Upload a Photo of Your ID
Snap a picture of your valid ID and submit it through the secure portal.Show Your One-Time Passcode
After verification, you’ll receive a unique passcode — just show it to the teller to complete your transaction.
This extra layer of security ensures it’s really you accessing your account, giving you greater protection and peace of mind every time you visit.
CO-OP Surcharge-Free ATMs
CO-OP ATM network offers nearly 30,000 surcharge-free ATMs, covering all 50 states and 10 countries – the largest ATM network in the United States. To find your nearest location click here or download the CO-OP ATM locator app.
CO-OP Shared Branching
The CO-OP Shared Branching network offers members an additional 5,600 credit union branches across the nation. To find your nearest location click here or download the CO-OP Shared Branching locator app.
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What is CO-OP Shared Branching?
The CO-OP Shared Branching network allows members of one credit union to perform a range of transactions at another participating credit union. There are 5,600 locations in all 50 states across the country. -
What are the Benefits?
Share branching provides convenience when traveling or moving - you no longer have to close your accounts when you PCS! -
What Services are Available?
Services will vary by location, so check your local participating Shared Branch credit union!- Deposits*
- Cash Withdrawals
- Check Withdrawals
- Loan Payments
- Loan Advances
- History Print-Outs
- Balance Inquiries
- Transfers
*The following deposits will not be accepted: 3rd party checks, checks with non-owner payees, foreign items, foreign currency, returned checks, collection items, check without Micro Coding, altered items.
CO-OP Shared Branch express
Along with the convenience of conducting business at any participating Shared Branch location, there is also CO-OP Shared Branch Express. CO-OP Shared Branch Express is a form of share branching delivered through self-service terminals in retail and in-branch environments, usually without traditional teller support. CO-OP Shared Branch Express offers you the convenience of quick and easy access to shared branching without the long lines often found in full-service locations. The self-service devices allow you to perform transactions during off-hours. Many self-service terminals are available 24/7.
CO-OP Shared Branch Express offers more convenience and options to give you the ability to quickly perform transactions at an ATM, kiosk, or branch automation device instead of having to visit a branch or wait in a teller lines.
The following limits apply to CO-OP Shared Branch express: 3 transactions & $500 for withdrawals; 3 transactions & $500 for advances; maximum of 6 transactions & $1000 per business day.
Member Responsibility
Members will be responsible for providing the proper forms of identification in order to conduct transactions at any Shared Branch locations.Members will be required to provide the name of their home credit union, account number, and the last four digits of your Social Security Number. You must also present an unexpired valid form of ID (ie. Driver's License, State ID Card, Passport or US Military ID) and your complete address.